Surrogacy in India: Complete Guide to Laws, Process, Eligibility and Treatment Options (2026)

Information about surrogacy in India for individuals, single parents and same sex parents who wish to have children through surrogacy due to medical reasons and cannot carry a pregnancy themselves.

India has recently introduced The Surrogacy (Regulation) Act, 2021 which shall be governed by the respective rules to be notified by the Government from time to time. The said law permits altruistic surrogacy, whereas prohibits commercial surrogacy.

Surrogacy in India

The Eligible Intended Parents can proceed for Surrogacy in India only after satisfying the criteria prescribed under the Act and obtaining necessary approval. The whole process of Surrogacy in India shall take place only through a Surrogacy Clinic which is registered under the Act.

A more detailed reading on how to proceed with the process of Surrogacy in India, laws surrounding the process, treatment options etc, is essential for intended parents to become more informed of the process, to establish whether they are eligible to proceed with surrogacy in India, and to seek advice from fertility specialists at clinics.

Is Surrogacy Legal in India?

Yes, Surrogacy is Legal in India under Surrogacy (Regulation) Act, 2021.

Under the law of surrogacy in India, all elements including clinics, intended parents, birth mothers and state agencies are strictly regulated.

A very important difference needs to be made between altruistic and commercial surrogacy.

Altruistic Surrogacy in India

As mentioned before, Altruistic Surrogacy is the only model permitted in India for surrogacy arrangements. There cannot be a commercial fee, remuneration or financial incentive at all for a surrogate mother in relation to her carrying of the pregnancy.

Cost of her medical treatment, her expenses and her insurance for her treatment to be taken care of as permitted in law.

Commercial Surrogacy in India

Any arrangement of paid surrogate mother or Commercial surrogacy is strictly prohibited in India.

One should be wary of advertisements promising surrogate mothers who are willing to be paid or promises of packages for commercial surrogacy. One must confirm whether or not the intended parents’ arrangement is legal before proceeding.

The official National ART and Surrogacy Portal of the Govt. of India gives information on the framework of regulation, the rules in force and FAQ’s regarding ART and Surrogacy.

Who Is Eligible for Surrogacy in India?

Is surrogacy in India allowed for you depending on your circumstances, medical requirements and the requirements of the law.

This should not be assumed by reads of intended parents on the websites of fertility clinics.

Eligibility for an Intended Couple

Under the Act, the intended couple shall meet the statutory conditions as mentioned hereinabove and also comply with the prescribed age criteria and be medically fit.

An Essentiality Certificate as required under the Act is required to be obtained by the intended parents supported by the required medical indication and other necessary documents.

Approval of the appropriate authorities is required prior to commencement of treatment.

Eligibility for an Intending Woman

The same criteria for intending woman apply in different situations as outlined above. Therefore, such woman must obtain eligibility certification under the Act and must fulfill the required criteria as outlined above in her individual case and after individual assessment.

Therefore it would be best for an Intending Mother to obtain her own individual assessment as opposed to simply reading summaries of requirements on-line.

Eligibility of the Surrogate Mother

Statutory Conditions as to Surrogate Mother: The Surrogate Mother has to satisfy the conditions of age, family status and consent and also to be medically suitable to act as a Surrogate Mother.

Age criteria for Surrogate Mother as per The Act are – ever married woman having a minor/ajor child(ren) and of 25 years to 35 years of age as on the date of implanting embryo to Surrogate Mother.

She must also satisfy the medical conditions and obtain eligibility certification from the appropriate authority as per the Act and the rules.

Can Foreign Nationals Choose Surrogacy in India?

Intended Parents from Foreign Nationalities should also not assume eligibility for surrogacy in India.

India restricts the surrogacy to certain individuals, taking into account the Nationality, Residency or even the status of being an overseas citizen in certain cases. The rules and amendments need to be scrutinized by qualified Indian lawyers and the relevant authority in each case.

It is strongly recommended that all Foreign Nationals intending to undertake Surrogacy in India seek opinion of an qualified Indian Law Firm and the relevant statutory body prior to making travel arrangements or disbursement of monies.

What Are the Medical Reasons for Surrogacy?

Surrogacy is considered for individuals who cannot carry a pregnancy to full term or who have a medical condition that requires them to have a gestational carrier.

Possible medical circumstances may include:

  • Absence of the uterus or certain uterine abnormalities
  • Medical conditions that make pregnancy unsafe
  • Repeated failure of pregnancy to reach full term or repeated failures of fertility treatment (as may be applicable).
  • Some other medical condition that may cause serious risk to her health if she were to carry a pregnancy and give birth.
  • Other qualifying medical indications recognised under the applicable framework.

Even if the above examples constitute sufficient medical ground for Surrogacy, the respective medical ground and supporting documentation will have to be scrutinized by a Medical Board or relevant Medical Professionals as the case may be.

A fertility specialist can discuss whether alternative treatment options exist for you before surrogacy is considered.

How Does the Surrogacy Process in India Work?

This page describes the processes of Surrogacy in India including the medical assessment, verification of intended parents, necessary approval, IVF and pregnancy care for surrogate mothers.

Step 1: Initial Fertility Consultation

First a consultation has to take place with a fertility doctor.

They explain their medical history, prior reproductive treatment(s), general health and reasons why they wish to consider surrogacy.

Investigations to identify if appropriate fertility treatment exists.

Step 2: Medical Evaluation and Eligibility Assessment

Intended parents are required to go through the required medical assessment(s) and fertility clinic reviews the case to assess whether surrogacy is required.

Establishing the required medical indication(s) and other eligibility documents as per the Statute.

Step 3: Legal Documentation and Approvals

Before the treatment can start all the necessary certificates, insurance arrangements and other approvals need to be obtained from the relevant authorities.

The essentiality certificate, surrogate eligibility certificate and other documents as required by the statute are obtained.

Please note that the required documentation is subject to change.

Step 4: Surrogate Medical Screening

The required medical and psychological assessments for the surrogate are conducted where necessary.

Assessing the surrogate’s physical and mental health for pregnancy, identifying any risks for her during the pregnancy and assessing suitability to carrying a baby for another person. The surrogate must provide fully informed consent to the process and her welfare must be ensured throughout.

Step 5: IVF and Embryo Creation

IVF is typically carried out to create an embryo for gestational surrogacy and a single embryo is usually transferred to the surrogate’s womb.

Eggs are retrieved from the intended mother (or from someone else as appropriate) and then fertilised with the sperm of the intended father in the laboratory, allowing the embryos to develop.

A qualified fertility specialist will establish the most suitable course of action to achieve the desired outcome for you, and this will be determined by your individual medical circumstances, and the relevant legislation that applies.

Step 6: Embryo Transfer

The embryo(s) can then be transferred to the womb of the surrogate at the appropriate time as part of the treatment plan for the intended parents.

Your clinical team carry out embryo transfer at a designated and appropriately registered clinic.

Step 7: Pregnancy Monitoring

Clinical follow-up is provided until pregnancy is confirmed and the surrogate’s health and that of the child is monitored during the remainder of her pregnancy.

Pregnancy of the carrier will be monitored by the treating clinicians with appropriate antenatal appointments and necessary investigations.

Step 8: Delivery and Post-Birth Documentation

An indicator of the start of the birth of the child of the client is the planning of the delivery in cooperation with the treating medical staff.

The necessary parentage, birth registration and other documents will be completed under the relevant laws and in the relevant manner.

The necessary documents for establishing parentage, and for birth registration, etc. will be explained by the clinic and legal team dealing with the case.

IVF and Gestational Surrogacy in India

In the case of Gestational Surrogacy in India, the process involves IVF, embryo creation and transfer of the embryo to the surrogate mother who is not genetically related to the child.

All of these steps may be required in order to create one embryo for transfer to the surrogate mother’s womb in the IVF process. In addition to the transfer of an embryo created through IVF, there are other options too, which the couple and clinic can discuss. These include ICSI (for situations where there is a male infertility problem) and the freezing of embryos for future use.

Some cases may require special procedures like ICSI or even the freezing of embryos.

Not all intended parents need all procedures. The treatment has to be individualized on the basis of the medical findings and should not be sold as a number of additional services.

Intended parents must clearly understand which treatments are necessary and what their success rates actually mean in their specific case, and which additional treatments are required by the clinic.

Surrogacy Cost in India

The cost of surrogacy in India can vary from one clinic to another depending on various factors including the medical requirements of intended parents, cost of IVF, surrogacy expenses, medication, embryo transfer, and insurance among other legally permitted expenses.

An overall journey may involve several different expense categories:

Treatment Component Indicative Planning Estimate
IVF and embryo creation

₹2 lakh–₹5 lakh+

Fertility medication

₹30,000–₹1 lakh+

ICSI and additional laboratory procedures

₹30,000–₹1 lakh+

Embryo freezing and storage

₹20,000–₹60,000+

Screening and medical assessments

Varies by case

Legally permitted surrogate-related expenses

Varies by case

Insurance and legal documentation

Varies by policy and services

Pregnancy monitoring and delivery-related care

Varies by case

Do not assume to add up the figures in order to reach an overall travel cost. A travel cost would be greater than the sum of the above figures since there are likely to be some costs that are included within the quoted cost of a particular treatment or other service provided by a particular clinic.

While it is illegal to pay a surrogate commercially, such a surrogate may receive certain permitted expenses and be insured.

To learn more about the cost of surrogacy in India and how to make sure you are meeting all of the current requirements and getting all of the approvals needed, read our detailed guide to the cost of surrogacy in India.

How to Choose a Surrogacy Clinic in India?

Registration of the clinic to treat patients for surrogacy under the statute of ART is also critical for the safe and lawful treatment of the intending parents.

Before selecting a provider, consider the following factors:

  • Registration: Verify the registration of the clinic under the respective legislation of ART and surrogacy.
  • The qualifications of the Fertility Specialist at the clinic and the nature of IVF Laboratory at the clinic.
  • Delete invisibly mentioned costs for treatment (drugs, tests in the lab, transfer of embryo(s)), insurance for surrogate mother and other allowed expenses.
  • The clinic is complying with the current statutory requirements and has obtained all necessary approvals to provide surrogacy services.
  • Informed consent: Are the health rights of the surrogate going to be respected?
  • Documentation: Who will coordinate certificates (e.g. the birth certificate of the child), approvals (e.g. MEA, Embassy) and post-birth processes?

Be aware of clinics which promise guaranteed pregnancy and birth or an unusually low price for the treatment. Outcomes of fertility treatments vary and no clinic can guarantee live birth(s).

Common Challenges and Risks Associated with Surrogacy

Surrogacy involves medical, emotional, financial and legal considerations.

Even when IVF produces suitable embryos, there is no guarantee that the embryo transfer will result in a pregnancy. In some cases, even when a pregnancy is established, the pregnancy may develop into a medical emergency and require additional monitoring or even more treatment.

Informed parents should be aware of other unsuccessful treatments, the possibility of repeat embryo transfers, add-on expenses and changes to treatment protocols.

The physical and mental well being of the surrogate mother is of utmost importance throughout her journey. Her counseling, her informed consent, her medical care and her compliance with all laws and regulations need to be carefully looked after by all parties involved.

Also be aware of changes to the law by amendments or notifications. Always check for the latest information on the legal requirements for surrogacy and not rely on outdated articles or informal advice.

Understanding Surrogacy in India

India provides a regulated process of surrogacy for intended parents who meet the necessary criteria, medical and otherwise. In addition to the IVF process, the entire process of verification of eligibility of intended parents, approval, screening of surrogates, transfer of embryo and pregnancy and post-birth process of surrogate and child is required to be completed by the clinic and intended parents.

However, it is important to remember that there are strict rules governing this option, offered to eligible intended parent(s). Hence, it is imperative that all intended parent(s) verify their eligibility, permitted expenses and find a suitable clinic that is registered with the state.

For the most up-to-date information, please refer to the National ART and Surrogacy Portal (linked from the right hand side menu) and in particular to the full text of the Act – The Surrogacy (Regulation) Act, 2021 – and its implementation as notified by appropriate State Governments, in concert with qualified Fertility and legal professionals who can advise as to compliance with current legislation.

Disclaimer: The purpose of the above article is for information on Surrogacy in India only and it is not intended to be a medical or legal advice. Eligibility, indications, permissible treatment and documentation required will have to be verified with current laws of India and relevant rules.

Frequently Asked Questions About Surrogacy in India

Is surrogacy legal in India in 2026?

Yes, altruistic surrogacy is allowed in India as per the terms and conditions of the Indian Legislation & Rules. Commercial Surrogacy is strictly prohibited in India.

Can anyone choose surrogacy in India?

No, in most cases intended parents have to satisfy various conditions for surrogacy and these are checked by a fertility specialist and the relevant authorities.

Can a surrogate mother be paid in India?

No commercial amount or incentive can be paid to a woman for agreeing to be a surrogate; only her expenses, and others’ as indicated, and her insurance, can be paid by the intended parents.

Is IVF necessary for surrogacy?

In general Gestational Surrogacy involves IVF to create an embryo which is then transferred to the surrogate’s uterus. Each case is different and the specific procedures can vary from case to case.

Can single individuals pursue surrogacy in India?

Please be advised that even if the Surrogacy Law allows single individuals to become parents via surrogacy, eligibility will depend on the relevant statutory category outlined in the applicable legislation. It is therefore recommended that single individuals receive a legal assessment for their individual case prior to commencing the process of surrogacy.

Can international intended parents pursue surrogacy in India?

The laws are changing rapidly. Also, laws for Indian citizens are different from those for foreign nationals. Hence, it is advisable to consult a lawyer before starting the process of surrogacy for foreign nationals.

How long will it take for Surrogacy process to complete in India?

This process can be quite lengthy as it involves the intended parent(s) going through various medical investigations and approvals, searching for a suitable surrogate who is legally eligible to act as a surrogate, IVF procedure followed by embryo transfer and subsequent care of the surrogate’s pregnancy which can take anywhere from 3 to 12 months or more.